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Top up · Pay · Track

Every top-up.
Every bill.
One calm wallet.

SwiftData brings data, airtime, electricity, cable TV, exam PINs and bulk SMS into one fast app — funded instantly through your own dedicated bank account.

Secure by design Instant delivery 24/7 support
MTN 2GB deliveredJust now
A customer using the app on their phone
Transfer receivedAuto-credited to wallet
All major networks TV & power
Instant
Bundle delivery
All
Major networks covered
Verify
Meter & smartcard checks
Receipts
Every transaction tracked
Dedicated virtual account

Your money, with its own bank account number

Every SwiftData wallet can come with a personal account number from our banking partners. Transfer to it from any bank or app — your wallet updates the moment the money lands.

  • Instant auto-credit the second a transfer hits
  • Multiple accounts — swipe between them, copy the one in view
  • Fund from ₦100 up to ₦5,000,000
  • Card & USSD funding included, too
Managing payments on a smartphone
Transfer → wallet, in seconds
A customer checking the app
Buy data · Power · Cable · more
Getting started

Three steps to your first top-up

Signing up takes under a minute.

1

Create your wallet

Sign up with your name, email and phone number.

2

Fund however you like

Transfer to your virtual account, or pay by card / USSD through our gateways.

3

Buy in seconds

Choose a service, confirm, and get an instant receipt you can share.

For shops & SMEs

A selling side too

Running a shop, pharmacy or campus stand? Bulk SMS gives you sender IDs, a live cost calculator and delivery history — plus transparent rates and instant receipts for your records.

  • Charged only on what sends
  • Save customer lists once, send again in taps
  • Campaign history with live status
A small business owner using the app
Built for small business
Good questions

Answers, before you ask

Is my money safe?
Your wallet is backed by licensed banking partners with deposit accounts. Every sign-in is protected, and financial requests are validated on the server before any charge.
How do I fund my wallet?
Transfer to your dedicated virtual account from any bank or USSD — it credits instantly. Or pay by card / USSD through the configured gateway. Minimum ₦100, maximum ₦5,000,000 per funding.
What happens if a purchase fails?
Failed provider requests are handled on the server, and the transaction stays visible as Pending or Failed until it is resolved.
Which services are supported?
Data and airtime for MTN, Airtel, Glo and 9mobile; electricity with meter verification; DSTV, GOtv and StarTimes renewals; WAEC, NECO, JAMB and NABTEB PINs; and Bulk SMS.
Do I need to print receipts?
No — every transaction has a clean, shareable receipt with reference, status and provider details.

Ready when you are.

Open SwiftData and buy your first bundle in under a minute.